Category Archives: Real Estate information for Police

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FHA vs 3% Down Conventional Loan

Brook Johnson

I get this question all the time. "I only have about 3% to 3.5% of the purchase price to put down on a down payment, which loan should I get?" Great question. And in my opinion as of today an easy answer. Assuming you have decent credit about 720 or better, than you will want to get the conve

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Officer next door program

Brook Johnson

Everyone always asks about the Officer next door program. Does it exist? yes. Is it easy to get one of these homes? Not really. It is very competitive because there are relatively few homes available and there are lots of people that want to buy them. Several years ago, HUD expanded the program to n

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